Officer-Credit Portfolio Analyst II-Hybrid Job Vacancies At Citi
Officer-Credit Portfolio Analyst II-Hybrid Job Vacancies At Citi
Overview
Citi’s mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have 200 years of experience helping our clients meet the world’s toughest challenges and embrace its greatest opportunities.
- Industry
- Financial Services
- Company size
- 10,001+ employees
- Specialties
- Banking, Commercial Banking, Investment Banking, Wealth Management, Credit Cards, Capital Markets, Equity and Fixed Income Research, Consumer Lending, Cash Management, and Transaction Services
About the job
Credit Risk Analyst
ICG Risk Analysis (IRAUs) is an integral part of the Risk organization. The IRAU’s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to ICG Risk and Banking, Capital Markets and Advisory’s (BCMA) shared commitment to ensuring the safety and soundness of wholesale lending across ICG.ICG Risk Analysis Credit Risk Analysts are responsible for a portfolio of ICG Risk Relationships, owning the Credit Risk Analysis for those relationships, and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio & Industry Reviews and Stress Testing. A Credit Risk Analyst is expected to have a basic understanding of credit risk, leveraging off an academic background Finance, Accounting, or Business Administration. They should need close supervision from their respective Credit Risk Team Lead, but take each interaction opportunity to further learn about credit risk, industry fundamentals, effective writing and communication.
Key Responsibilities Officer-Credit Portfolio Analyst II-Hybrid Job Vacancies At Citi
- Assess the credit and financial strength of Citi’s counterparts by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
- Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
- Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to IRAU Team Leads, ICG Risk and BCMA partners
- Partnership with applicable regional and industry stakeholders in BCMA and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios
- Support ICG Risk Analysis Voice of the Employee (VOE) initiatives
- Travel (less than 10%)
Skills/Competencies
- Risk & Credit Underwriting:
- Fundamental analytical skills, including an understanding of key financial components (liquidity position, leverage profile) with the ability to identify root causes and trends and anticipate horizon issues
- Demonstrates basic knowledge of financial statements and GAAP accounting or similar governance relating to country of operation
- Displays basic industry research capabilities, including risk and key drivers
- Basic understanding of Credit Policy and procedures; proactively refers to resources as needed
- Demonstrates ability to identify potential risk issues that need escalation and escalates them promptly
- Leadership:
- Displays a deep commitment and positive attitude to Citi and colleagues, is reliable, and eager to do more
- Embraces the need for change and appreciates its benefits with natural curiosity
- Demonstrates professionalism by being reliable, actively contributing in meetings, asking questions and challenging ideas
- Competencies:
- Interpersonal skills, with the ability to build relationships
- Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
- Strong written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
- Technical:
- Microsoft Office (Word, Excel, and PowerPoint) skills
- Knowledge of Financial Modeling Concepts
Qualifications
- BA/BSc in Finance or Accounting or higher degree in Business (MBA), or any other related subject
- Mandarin Language Proficiency
Job Family Group
Risk Management
Job Family
Credit & Portfolio Risk Management
Time Type
Full time Citi is an equal opportunity and affirmative action employer. Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Citigroup Inc. and its subsidiaries (“Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
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